Banking (Alterna)
Alterna Savings
Co-op Housing Investment Program

Daily Interest Chequing Accounting

  • earn income on your daily chequing account
  • if the prime interest rate goes up. the interest rate on you daily chequing account will go up
  • if the prime rate drop, the interest rate on your daily chequing account will not fall below 1.5%

Term Deposits

  • term deposits pay a bonus interest of .65% above the posted rates
  • term deposits of $100,000 or more earn an even higher rate
  • keep your money in longer term deposits but access your funds without penalty if an emergency arises
  • deposits are insured up to $100,000

Other benefits

  • no need to wait in line - free courier service if your co-op is not near a branch
  • free Internet banking lets you view account balances at a glance
  • direct housing charge deposits are free and save time
  • no NSF charge back - if a member's cheque is returned, the co-op is not charged
  • co-operative banking that understands co-ops

Contact and Account Information

Ted Brown
Phone: 1-416-252-5625 ext. 3418

 

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Local federations

Availability

  • Peel
  • Halton
  • Toronto
  • Lakeridge